Attention homeowners in Albuquerque and Bernalillo County: Get an Appraisal today!
The top seven reasons NM homeowners hire Residential Real Estate Appraisal Services:
Own a house in or near Albuquerque, NM and need help determining the price of it?
We at Residential Real Estate Appraisal Services understand the particular needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Residential Real Estate Appraisal Services, we're qualified in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your home not appreciating as much as other homes close by. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from Residential Real Estate Appraisal Services is your perfect weapon. Recently got a freeze your HELOC?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Residential Real Estate Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal. Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would like to have an expert double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home. |